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Merchant Service / Wholesale

CardPointe Virtual Terminal


The CardPointe Virtual Terminal is a browser-based point-of-sale system that comes complimentary with a CardPointe account.


As a business owner, this technology allows you to accept both card-present and card-not-present transactions or virtual payments, in-person or over-the-phone.


When customers supply their name, address and credit card details (via mail, phone or email), you simply log into your CardPointe credit card virtual terminal to key this information directly — using any browser. Once you click submit, those payment details are instantly verified, and you make a new sale!

CardPointe | Running a Transaction

CardPointe | Running a Transaction

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Virtual credit card processing is ideally suited for businesses that rely on mail order, telephone order (MOTO) payments when neither the customer nor the card is physically present.


Additional benefits of our secure virtual payment terminal technology include the ability to:


- Accept payments anywhere. All you need is a mobile or PC browser, plus access to your secure CardPointe account


- Simplify payments; especially for those customers who can’t (or won’t) use their credit cards for traditional e-commerce shopping


- Store customer data, allowing you to offer recurring billing options, exclusive discounts or loyalty points


- Provide customers with electronic (virtual) receipts; whether for one-off purchases or recurring payments

The CardPointe Hosted Payment Page (HPP) is a secure, online checkout page for businesses to collect credit card and E-Check payments online.


It includes a customizable Pay/Buy or Donate button that links to a secure, PCI-compliant page, complete with your company's logo and brand imaging. You can create an HPP in minutes, with no programming required.

The CardPointe HPP is directly integrated with the CardPointe Gateway and is a standard, complimentary feature of the CardPointe platform.

The CardPointe HPP comes with the ability to easily customize your online checkout pages and use them in your invoicing, on your website, or on a mobile device. You can:

  • Customize design options with fonts, colors, and logos to match company branding

  • Add custom fields, user-defined fields, and drop-down fields 

  • Create a customized Pay button (Pay Now, Buy Now, and Donate buttons)

  • Include reCAPTCHA verification, which verifies that the consumer is a human and not a bot when completing the payment form

  • Customize a payment confirmation page and receipt

  • Enable Recurring Billing Plans

  • Use multiple merchant IDs (MIDs) on one hosted plan (helpful for businesses with multiple cost centers)

  • Display line item details and allow customers to choose a line item on their invoice to pay

  • Send notifications such as email payment confirmations to an unlimited number of internal users and webhooks to auto-feed internal accounting or other systems

  • Manage advanced settings such as:

    • Maximum number of declined payments 

    • Minimum and maximum payment amounts

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